Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Hero Image
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Porto Montenegro
Tivat | Tivat Municipality

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Niko Lakovic
Niko Lakovic
Presented At
€5,000,000
Bedrooms
3
Bathrooms
4
Living
5,361
SQFT
Stories 5
Fireplace
Air Conditioning
Elevator
Washer Dryer
Fitness Center / Gym
Kitchen island
Walk In Closet
Sauna
Terrace
Garage
Pergola
Outdoor Living Space
Parking
Balcony
Pool
Water View
Sea View
Waterfront
Seafront
Mountain View
Privacy
Panoramic / Scenic View
Modern
Investment Property
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 1
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 2
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 3
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 4
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 5
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 6
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 7
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 8
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 9
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 10
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 11
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 12
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 13
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 14
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 15
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 16
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 17
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 18
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 19
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 20
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 21
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 22
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 23
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 24
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 25
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 26
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 27
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 28
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 29
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 30
Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 31
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Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro. , Tivat , Tivat Municipality

Waterfront 3bdr Penthouse Baia, Porto Montenegro

Area: 498 m2 (244 m2 + 62 m2 terrace + 192 m2 rooftop) Bedrooms: 3 Bathrooms: 3+1 Garage space Swimming pool Three-bedroom serviced penthouse apartment of 498 m2 on the waterfront in Baia building, Porto Montenegro. The apartment spreads on two levels: The first level comprises a spacious open-plan living room with a kitchen and dining Area: 498 m2 (244 m2 + 62 m2 terrace + 192 m2 rooftop) Bedrooms: 3 Bathrooms: 3+1 Garage space Swimming pool Three-bedroom serviced penthouse apartment of 498 m2 on the waterfront in Baia building, Porto Montenegro. The apartment spreads on two levels: The first level comprises a spacious open-plan living room with a kitchen and dining area, three en suite bedrooms, a guest toilet, and three terraces of 62 m2 total for each of the bedrooms. The biggest waterfront terrace is accessed through the living room and the master bedroom, through which the staircase leads to the private rooftop; The second level of the apartment is a large rooftop of 192 m2 with a swimming pool, sundeck area, relaxation area with a beautiful sea view and lush greenery, a shower, and storage/technical room. Both levels are accessed by an elevator. One garage space and a storage unit are included in the price. The apartment is fully furnished by Regent 5
  • Hotel standards and ready to move in or rent out through the hotel rental management. The Baia building is part of the Regent Pool Club, so apartment owners can use the services of the Regent 5
  • Hotel, including swimming pools, spa, gym, etc.
Porto Montenegro is a world

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Porto Montenegro
Tivat | Tivat Municipality

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Map showing Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro.

Property Location

Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro., Tivat Tivat Municipality

Local Weather & Climate

Tivat, Tivat Municipality

Current Conditions Updated recently
43 °F
Broken clouds
Feels Like 43°F
Humidity 100%
Wind 1 mph
Visibility 5 mi
Sunrise 6:00 AM
Sunset 3:56 PM
5-Day Forecast
Sat 31 Jan
Rain
High 53°
Low 43°
Sun 1 Feb
Clouds
High 55°
Low 47°
Mon 2 Feb
Rain
High 49°
Low 44°
Tue 3 Feb
Clouds
High 52°
Low 46°
Wed 4 Feb
Clouds
High 61°
Low 53°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Tivat?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Tivat. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $500,000,000 20% down ($100,000,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$42,965
$42,965/day
Your home may appreciate while you sleep
$301,580/week $1,306,849/mo $15,682,183/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$275.1M
vs
OWN 📈 +$390.3M
$390.3M Potential Equity
vs $275.1M lost to rent over 10 years
$100.0M Down Payment Growth
3.9x
10yr
$390.3M
8.1x
20yr
$808.0M
12.6x
30yr
$1,262.8M
Wealth Comparison
×3,007
Equivalent to 3,007 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $1,262.8M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $588.8M +18%
Market $680.9M +36%
Optimistic $785.7M +57%
$390.3M est. equity
20 Years
Conservative $693.5M +39%
Market $927.3M +85%
Optimistic $1,234.8M +147%
$808.0M est. equity
30 Years
Conservative $816.7M +63%
Market $1,262.8M +153%
Optimistic $1,940.5M +288%
$1,262.8M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This apartment at Porto Montenegro, Obala Bb, Tivat 85320, Montenegro, Tivat, Tivat Municipality, Montenegro features 3 bedrooms with 5,361 square feet of living space.
This property offers 5,361 square feet of living space.
This property is listed at $500,000,000, which equals $93266 per square foot.
Based on current market indicators, Tivat shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a apartment located in Tivat, Tivat Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.
Niko Lakovic

Niko Lakovic

Montenegro Sotheby's International Realty

License #-7377

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